Chapter 257: Conspiracies and Useless Stratagems, Shadows in the Mountain Village

"The most important thing is the existence of banks."

This sentence really hits the crux of the matter.

They can use gold, silver and copper coins as treasure notes and silver bills.

But the existence of banks directly cuts off their financial resources.

In the past, when borrowing money from banks, the interest was compounded, and it was common for nine out of 13 to return.

If the interest was only half, then you really met a rare good man in the world.

And the interest of the bank was only a few cents.

This is a world of difference.

If they want to reduce the interest rate of their banks to this level, wouldn't that be cutting their flesh?

And if they don't do it, the people are not stupid, so why would they go to the banks to borrow money and save money?

"Are you willing?"

"What if you are not willing?"

"If we unite."

"Unite? Can we beat the Ming Dynasty?

This Celestial Empire army can overthrow the Ming Dynasty, but can't they kill us?"

"It is a little different after all.

Now that the Celestial Empire is newly established, it is the time for the world to seek stability.

In addition, the imperial court has also set up a special commercial department, which seems to value businessmen.

If we unite, the imperial court should also pay attention to our opinions, right?

In addition, we are not preventing the implementation of the imperial court's policies. As long as the imperial court's Celestial Empire Bank can be consistent with the interest rate of the money houses, or even slightly higher, our goal will be achieved."

"Old, what do you want to do?"

Old Chen frowned and looked at the person who was speaking, a 70-year-old man wearing bright yellow brocade and wearing gold and silver.

"It's probably not easy to mint coins like this.

In that case, can we pool our gold and silver and run a local provincial bank.

If the bank can't come up with enough gold, silver and copper coins, it will inevitably lose the trust of the people and cause its reputation to plummet."

After hearing this, Lao Chen's face suddenly changed and he hurriedly spoke to stop it.

"Absolutely not!

If we do this, it will only completely anger the court and attract the court's thundering wrath.

At that time, we will definitely not have a good harvest."

At this time, Lao Chen couldn't help but regret that he shouldn't have come to this party.

"No, we can negotiate with the court at that time. As long as they agree to raise the bank interest rate, we can deposit the gold, silver and copper coins in our hands into the bank to solve the bank's credit crisis.

I think the court's reputation is more important than a little profit, right?"

Guo Gu looked at everyone with a burning gaze, and a foolish gleam flashed in his eyes.

However, when everyone heard this, they couldn't help but nod.

"That's right, that's right"

"It does make some sense"

Old Chen looked at the crowd and felt like he was looking at a group of lunatics.

That's it?

You want to force the court to compromise with this? I'm afraid you're just dreaming.

Or, it's not that the crowd can't think of it, but they have been blinded by interests, and they are the last desperate ones, so they have to go crazy, otherwise they will die slowly.

"Crazy, crazy, I think you are all crazy.

I still have things to deal with at home, so I won't accompany you anymore"

Looking at Gu Lao and others with the eyes of a madman, Old Chen stood up and was about to leave.

"Old Chen, you should sit down and taste tea with us"

Gu Lao picked up the already cold tea and took a sip slowly.

"You, you guys."

Looking at the cold eyes cast by the crowd, Old Chen's face changed for a while, and finally he could only sit down with a gloomy face.

In the Qianqing Palace, Wang Chao listened to Li Hei's report quietly, tapped the table with his index finger, and a sneer appeared on his face.

"Bank run?

Ha, knowing that millions of taels of silver are only tens of gold coins, why do they think they can run a bank run?

And knowing that this is a national policy, they still want to obstruct it. They really don't know how to live or die."

"Your Majesty, do you want it?"

Li Hei's eyes flashed with a fierce look below.

"No, confiscating property and exterminating the clan, although simple, will indeed cause some chaos.

As they said, the current Celestial Empire really needs to focus on stability."

"Is it just like that?"

"Haha, how can it just be like that?

It's just that although they did a bank run, it was at least reasonable and legal.

And, by doing so, they really saved me a lot of time.

What's more, I control thousands of miles of territory and tens of millions of people, so there is no need to directly confiscate property and exterminate the clan.

Boiling a frog in warm water is the method."

Wang Chao narrowed his eyes, revealing a cold light that was hard to fathom.

On July 20, large-scale gold and silver exchange for new coins began to occur in Jiangnan, Shanxi and other places.

Carts of gold and silver were transported to the bank.

This rare situation immediately attracted a large number of people to watch.

In response, those people not only did not drive them away, but were extremely ostentatious, bowing and laughing to the crowd, looking very proud.

The large amount of gold and silver exchange immediately made the bank staff stretched to their limits, and occasionally they were asked to wait, or even exchange a large number of copper coins.

It seems that the bank's gold and silver coins are somewhat insufficient due to the large-scale exchange.

This situation immediately made some people hesitate and wait and see.

Seeing this, the shopkeepers and behind-the-scenes bosses of various money houses could not help but feel secretly happy, and immediately transferred a large amount of gold and silver again.

However, from morning to night, although a large number of copper coins were exchanged at one time.

But from beginning to end, there was no real shortage of money.

Gradually, various bank managers and bosses behind the scenes began to realize that something was wrong.

But at this time, it was too late for them to regret it.

Most of the gold and silver they stored had been exchanged for new coins.

Looking at the empty warehouse and a small pile of gold, silver and copper coins, everyone always felt empty in their hearts.

It was still the same tea house, and everyone's expressions were gloomy and solemn.

"It seems that the imperial court has been prepared for this."

"Um!"

“Thankfully, the court seems to have no intention of pursuing the case.

We didn’t actually lose anything.”

"Well, that's all for this time, and that's how it will be from now on."

Lao Chen looked at all this coldly, as if it had nothing to do with him.

Things seemed to really end here.

As time went by, the new bank currency system began to circulate thoroughly in the Celestial Dynasty.

Even the surrounding countries are proud to use the Chinese currency.

It is even said that the princes, nobles and people of the surrounding countries are more eager to possess the currency of the Celestial Dynasty.

It is for its ability to maintain righteousness and ward off evil.

You know, as the heaven and earth gradually upgrade, the energy of the world becomes more and more intense, and the probability of the birth of monsters and monsters increases rapidly.

Although there is suppression of the national destiny, it only suppresses their strength and suppresses their birth speed, but it cannot truly erase their birth, and there is no way to completely kill them.

These countries do not have the heavenly realm of immortality and the underworld, and the gods of the land and city god system suppress ghosts.

Therefore, there are a lot of ghosts in the suburbs of these countries.

Especially at night, people can only hide at home and dare not go out at all.

If you are targeted by ghosts, you will basically have to wait for death.

At this time, the gold, silver and copper coins of the Celestial Empire could play a huge role.

Kazakhstan, a mountain village outside Alimatu, the moon is bright and the stars are sparse, everything in the village is clearly visible.

At this moment, all the villagers had fallen asleep, and snores could be heard from time to time.

Time passed little by little, and soon it was midnight.

At this moment, an erratic figure came to the entrance of the village. After a brief pause, it walked towards the nearest house, or rather floated away.

When they arrived in front of the courtyard gate, the figure stood still, but there was a knock on the courtyard door.

"Crack! Crack! Crack!."

One sound after another, in this silent night, came far and wide, ethereal and deep.

The next moment, the snoring of the owner of the house and the surrounding people suddenly stopped.

After a while, a thin female voice trembled in the bedroom of the house.

"My, my love, is that thing coming?"

Immediately after, a weak childish voice spoke in a low voice, also timidly.

"Mother, father, the child is afraid!

"Shh~, don't make a sound, it will be fine."

A deep male voice sounded. Although he tried his best to stabilize his emotions and comfort his wife and children, his trembling voice betrayed his inner emotions.

"Crack! Crack! Crack! Crack! Crack."

"Bang bang bang bang"

"Clang, clang, crunch, crunch"

The knocking on the door was getting louder and louder, and in the end, it turned into banging on the door. The door made a violent noise, and it seemed that it would be knocked open at any time.

Listening to the movement outside the door, both the family of three in the house and the surrounding neighbors were all huddled together, listening to the urging sounds.

At this moment, the man suddenly thought of something, his body shook slightly, and he asked his wife in a low voice.

"Xiaolu, do you still remember the copper coins I gave you a few days ago?"

"Copper coins? Remember, remember."

Although he didn't know what his husband was doing with the copper coins, he still answered quickly and in a low voice.

"Well, where did you put it? Take it out quickly."

The man's slightly anxious voice sounded.

"Ah~? Oh!"

Although the woman was confused, she nodded quickly and reached out to touch the head of the bed.

"boom!"

"boom!"

Finally, a loud noise came from the outside world, and the door was violently smashed open by the ghost.

At this moment, the woman also took out the copper coin with trembling hands and handed it into the man's hand.

"Gudong!"

The man swallowed hard, and then said tremblingly:

"You stay here, I'll go take a look."

"My love, don't go out! You will die"

"Little deer, if we don't do this, we will all die."

"No!"

The woman shouted weakly, but she could only let her husband leave.

"Huh~!"

The man took a deep breath, held the copper coin in his hand tightly, and cautiously moved toward the door. The meager divine power in his body was ready to inject copper coins at any time.

This copper coin is said to be a mysterious treasure from the far east. It has magical power and can protect its owner from being harmed by the devil. It cost him two taels of silver to buy it.

This was originally a gift from him to his wife, hoping to keep her safe.

And this copper coin does have some mystery. As long as he injects divine power, it will glow with a faint cyan light, and the dragon, phoenix, small tripod and other patterns on it will become lifelike and real. of general.

He had never used it to fight the devil, so he didn't know how strong it was.

But at this moment, this was his only lifeline, and he could only hold on tightly.

Otherwise, the three of them would all die at the hands of the devil.

When he arrived at the main door of the house, the fluttering figure had already arrived outside the door.

"Pah! Pah! Pah!"

Once again, he began to repeat the previous knocking rhythm.

As time passed, the knocking became more and more rapid, and the force became stronger and stronger.

Finally

"Bang!"

Accompanied by a loud bang, the door was instantly smashed open, and a vague fluttering figure floated into the house.

"Ah~!"

Looking at the fluttering figure, the man suddenly burst into a hysterical shout and quickly rushed towards it. (End of this chapter)